Maximum loan amount is up to 75lacs for Doctor Loans.
For working capital requirements or for equipment purchase or for business expansion, these professional loans can be customized to suit every individual need.
No security or guarantor required to avail these loans.
End to End TAT (Turn-around-time) within 3 days from day of login.
Easy and simple documentation and speedy approvals with host of unmatched benefits.
Latest three months pay slips.
Three months bank statement till date.
Highest qualification proof.
Latest Form 16.
Current Address Proof (Aadhar card, driving license, power bill, passport copy or 6 months bank statement if it has same present address).
Two passport sized photographs.
Highest qualification proof or professional degree.
PAN card of the firm/company or individual.
Identity proof (PAN card, Aadhar card, driving license, passport).
Current Address proof (Aadhar card, Voter ID, driving license, passport).
Latest six months Bank Statement till date.
Audited/CA certified latest two years ITRs with Computation of income, Profit and loss account Balance sheet.
Proof of business (ITR/Trade license/Establishment/Sales tax certificate
Sole proprietor declaration or certified copy of partnership deed.
MOA (Memorandum of association) and AOA (Articles of Associations) Certified by all Directors and Board resolution (original)
Bajaj finserv offers loans for Doctor, CAs, and Engineers without any income proof Doctor loan criteria for Bajaj finserv
MBBS doctors 2 years from date of Medical Council registration.
BDS doctor 5 years from date of registration
BAMS, BHMS 8 years from date of registration.
Chartered Accountant 4 years from COP (Certificate of Practice).
Engineers 5 years from post qualification and also should have own office setup.
Documentation for Bajaj finserv Professional Loans
Own House proof.
Qualification proof with medical registration for doctors and COP for Chartered Accountants.
Choose to pay only interest as EMI, which reduces Interest Burden.
Bajaj Flexi Loan gives an option to pay only interest on EMI. Borrow the loan when you need it and pre-pay or part-pay when you can. It gives the total flexibility and control of your finances. It has multiple withdrawls with no additional charges and nil pre-payment charges.
Maximum unsecured Flexi Loan/Over draft loan is 30lacs for professionals with Bajaj finserv.
INTEREST IS CHARGED ONLY ON THE AMOUNT UTILIZED FROM LINE OF CREDIT.
Line of credit is an amount of credit extended to the borrower. Flexi loan is always better than the regular term loan, in which we can save lot of amount paid as interest.
Applicants should be at least 25 years of age for applying the loan and maximum age limit is 65 years.
Professionals with self-practicing or on consultant basis, who have completed their professional qualification MBBS two years prior and BDS, BHMS, BAMS 4 years prior are eligible.
For Chartered accountants, Company Secretaries, and Architects, minimum five years of post-qualification experience is required.