Doctor Loans

Professional loans for Doctors, Chartered Accountants, Company Secretaries and Architects.

Maximum loan amount is up to 75lacs for Doctor Loans.

Professional loans can be customized to suit every individual need.

NO SECURITY OR GUARANTOR required to avail these loans.

End to End TAT (Turn-around-time) within 3 days from day of login.

Easy and simple documentation and speedy approvals with host of unmatched benefits.

Documents required for Doctor Loans are:

Latest three months pay slips.

Three months bank statement till date.

Highest qualification proof.

Latest Form 16.

Current Address Proof (Aadhar card, driving license, power bill, passport copy or 6 months bank statement if it has same present address).

PAN card.

Two passport sized photographs.

Documents for Self-employed and Professional Consultants:

Highest qualification proof or professional degree.

PAN card of the firm/company or individual.

Identity proof (PAN card, Aadhar card, driving license, passport).

Current Address proof (Aadhar card, Voter ID, driving license, passport).

Latest six months Bank Statement till date.

Audited/CA certified latest two years ITRs with Computation of income, Profit and loss account Balance sheet.

Proof of business (ITR/Trade license/Establishment/Sales tax certificate

Sole proprietor declaration or certified copy of partnership deed.

MOA (Memorandum of association) and AOA (Articles of Associations) Certified by all Directors and Board resolution (original)

Bajaj finserv offers Flexi loans

Bajaj finserv offers loans for Doctor, CAs, and Engineers without any income proof Doctor loan criteria for Bajaj finserv

MBBS Doctors with 2 years from date of Medical Council registration.

BDS Doctor with 5 years from date of Dental Council registration

BAMS, BHMS with 8 years from date of registration.

Chartered Accountant with 4 years from COP (Certificate of Practice).

Engineers with 5 years from post qualification and also should have own office setup.

Documentation for Bajaj finserv Professional Flexi / Overdraft Loans

PAN card.

Residence proof

Own House proof.

Qualification proof with medical registration for doctors and COP for Chartered Accountants.

Choose to pay only interest and Principle at your convenience, which reduces a lot of Interest Burden.

Bajaj Flexi Loan gives an option to pay only interest on EMI. Borrow the loan when you need it and pre-pay or part-pay when you can. It gives the total flexibility and control of your finances. It has multiple withdrawls with no additional charges and nil pre-payment charges.

Maximum unsecured Flexi Loan/Over draft loan is 30lacs for professionals with Bajaj finserv.

INTEREST IS CHARGED ONLY ON THE AMOUNT UTILIZED FROM LINE OF CREDIT.

Line of credit is an amount of credit extended to the borrower. Flexi loan is always better than the regular term loan, in which we can save lot of amount paid as interest.

Professional Loan Eligibility Criteria:

Applicants should be at least 25 years of age for applying the loan and maximum age limit is 65 years.

Professionals with self-practicing or on consultant basis, who have completed their professional qualification MBBS two years prior and BDS, BHMS, BAMS 4 years prior are eligible.

For Chartered accountants, Company Secretaries, and Architects, minimum four years of post-qualification experience is required.